Mobile Navbar with Logo and Close Button

Climate Lending

A Clean Future Starts With You

You have the power today to shape a healthier, greener tomorrow—for your business and your community. 

At Access Plus Capital, we believe small business owners can lead the way toward a more sustainable Central Valley. That’s why we created the Green Futures loan—an opportunity to invest in clean upgrades, reduce costs, and do good for the planet without sacrificing your bottom line. 

California’s Climate Reality

Small businesses across the Central Valley are already feeling the effects of climate change. Here’s what we’re up against :

50% of the largest wildfires in CA history happened since 2018 

Driest period in 1,200 years — climate change worsened it by 42%

Sea levels projected to rise up to 55 inches by 2100 

More intense storms and flooding from atmospheric rivers

$39B agriculture industry at risk from heat and water shortages 

That’s why we launched the Green Futures Loan — to help Central Valley businesses prepare, adapt, and lead.

Why It Matters : Climate change impacts us all—but especially our region. Businesses in the Central Valley face extreme heat, poor air quality, and rising utility costs. Small changes can lead to big impact—and we’re here to help you get started.

Green Futures Loan

Invest in Sustainability
$50,000 and under

What Is the Green Futures Loan? 

We know that for small businesses, every dollar counts. That’s why the Green Futures loan is flexible, practical, and built around your needs—whether you're installing energy-efficient upgrades or preparing for new climate rules. 

Partners of Access Plus Capital's Green Journey

Backed by the S2J2 Catalyst Grant

This program is powered by the State of California’s Sustainable and Just Transition initiative, created to ensure that underserved communities aren’t left behind in the fight for a cleaner future. 

Operational Best Practices for Green Lending

Ensuring readiness for lenders who are new to or quickly scaling sustainable infrastructure funds, including with public capital such as the Greenhouse Gas Reduction Fund

Our Green Journey

  1. 2024 April

    Representation at the Elemental Interactive.

  2. 2024 August

    Operational Best Practices for Green Lending White paper publication (Sponsored by Banyan Infrastructure and Milken Institute).

  3. 2024 December

    Awarded the Catalyst Grant for the Valley Green Futures project through S2J2initiative.

  4. 2024 July

    S2J2 Spring Sprint Completed (Catalyst partner).

  5. 2024 May

    S2J2 Spring Sprint Launched (Catalyst partner).

  6. 2024 September

    Launched the first ever Climate Loan Product ( Green Futures Loan) at Access Plus Capital.

  7. 2025 April

    Green Partner at the USGBC Central California Summit.

    Representation at the San Francisco Climate week and Elemental Interactive.

Let’s Build Green Together

Have an idea, but not sure where to start? Our team will walk you through the process—from planning to funding to implementation.