We provide flexible, affordable funding to help small businesses grow. Whether you need capital for equipment, inventory, working capital, or expansion—we’re here to help you build what’s next.
Starting or growing a small business can be tough—especially if you’re a first-time owner, have limited credit, or no business history. At Access Plus Capital, we provide the funding, tools, and support to help you move forward, no matter where you’re starting from.
Borrow between $5,000 and $500,000
Affordable repayment terms that fit your needs
Less paperwork, faster approvals
Access business coaching & support
Transparent terms with no surprises
We offer a range of financing solutions to meet your unique business needs. Select the option that best fits you. Click on a loan type to learn more and start your application.
$5,000 - $20,000
Our Nano Loans help businesses with short-term needs, covering expenses like inventory and small investments.
$50,000 and Under
Micro Loans provide flexible funding for working capital, equipment, debt refinance, or tenant improvements.
Up to 75% of Startup Cost
Designed for new businesses to cover essential expenses like equipment, inventory, marketing, and payroll.
$5,000 to $500,000
Funds eco-friendly initiatives such as renewable energy, energy-efficient equipment, and sustainability efforts.
$50,000 to $500,000
Supports business growth by financing equipment, facility expansion, working capital, and scaling operations.
Up to $50,000
Helps businesses cover costs for fulfilling contracts, including payroll, materials, and operations.
We work with business owners of all backgrounds to ensure that access to capital is within reach.
You may qualify if you :
Wondering about your monthly payment? Use our Loan Calculator to get a quick payment estimate and plan your budget with ease.
: Where capital is no longer a barrier to success in central California.
Equal Opportunity For All – Title VI of the Civil Rights Act: Prohibits discrimination based on race, color, and national origin in programs and activities receiving federal financial assistance, while Section 504 of the Rehabilitation Act prohibits discrimination based on disability in such programs.