Startup Business
- Up to 75% of startup cost
- In-house underwriting
- Credit enhancement programs (SBA 7a, State Guarantee, CalCAP)
- Loan preparation assistance
Microloans
- $5,000 to $50,000
- Existing businesses (w/one full tax return)
- Two-day pre-qualification
- Documentation and terms based on loan amount and purpose
Enterprise Loan
- $50,000 to $1MM
- In-house underwriting
- Credit enhancement programs (SBA 7a, State Guarantee, CalCAP)
We Finance
- Franchises and startups
- Machinery and equipment
- Tenant improvements
- Business debt refinancing
- Commercial real estate
- Gap financing
- Business acquisitions
- Letter of credit
Terms
- Up to 25 years
- Fixed rates from 6 to 8.25% interest
- Two point origination and guarantee fees (if applicable)
- No pre-pay penalties
