Our Vision

Where capital is no longer a barrier to success in central California.

Our Mission

To eliminate economic barriers to financial success through fair and equitable community investment.

Meet The Team
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Serving Central California

Since 2008, we’ve helped business owners throughout Central California achieve their dreams. Whether you’re starting a business in Fresno County, expanding in Inyo County, or franchising throughout the Central Valley, we can provide the funding and business expertise that you need.

Our Goals

Our goal here at Access Plus Capital is for you and your business to succeed. We know that starting a business or growing an existing one is a risky step, but we strongly believe that taking that step is an essential part of any business’s life cycle. Here at Access Plus Capital, we help assist with the biggest part – funding. Getting a loan for your business has never been easier! But don’t take our word for it — listen to the stories of some of the business owners we’ve helped.

See Our Impact

Core Values

TRUSTWORTHINESS

EARNS TRUST THROUGH ACTIONS.
  • We demonstrate trustworthiness as employees through: Clarity in communication, transparency with the clients, advocate for the clients, acting with consistency, adhering to standards of services for all clients.
  • We demonstrate trustworthiness as an organization by being transparent about our goals and how we meet or don’t meet them.
  • We demonstrate trustworthiness in the community by making commitments and honoring them.

ANTI-RACISM

CONFRONTS RACISM AND CORRECTS INEQUITIES IN FINANCIAL SYSTEMS
  • We demonstrate anti-racism as employees by creating safe spaces for one another to challenge our assumptions and others assumptions.
  • We demonstrate anti-racism as an organization by directing resources to create equitable access to our services.
  • We demonstrate anti-racism in the community by prioritizing areas and populations that have been historically and intentionally disinvested from.

OPPORTUNITY

RECOGNIZES UNTAPPED POTENTIAL WHERE OTHERS SEE RISK
  • We demonstrate opportunity as employees by taking risks and learning from failures.
  • We demonstrate opportunity as an organization by evaluating our risk appetite.
  • We demonstrate opportunity in the community by partnering with people who others overlook.

EVERY DREAM IS DIFFERENT

UNDERSTANDS AND CONSIDERS THE NEEDS OF THE CLIENT FIRST
  • We demonstrate “every dream is different” as employees by training our employees to value and listen to the clients (ie. Trauma informed approaches, DEI, and IDI)
  • We demonstrate “every dream is different” as an organization by investing in every business believing it will be a success.
  • We demonstrate “every dream is different” in the community by sharing successes and uplifting the stories of the community.

IT TAKES A VILLAGE

WORK TOGETHER
  • We demonstrate “it takes a village” as employees by recognizing each person’s value, building positive & genuine relationships, and actively participating to see others succeed.
  • We demonstrate “it takes a village” as an organization by forming long term cooperative relationships—creating and maximizing environments to tackle systemic inequity in the financial system.
  • We demonstrate “it takes a village” in the community by acknowledging that we cannot do this without the community.

Our History

Over the past years, Access Plus Capital has acquired funds from a variety of sources and has used these funds to empower local residents and business people.

1993
1999
2008

1993

Fresno EOC began serving refugees with micro-loans up to $15,000.

In The News

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