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Startup Business

• Up to 75% of startup cost
• In-house underwriting
• Credit enhancement programs (SBA 7a, State Guarantee, CalCAP)
• Loan preparation assistance

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Microloans

• $5,000 to $50,000
• Existing businesses (w/one full tax return)
• Two-day pre-qualification
• Documentation and terms based on loan amount and purpose

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Enterprise Loan

• $50,000 to $1MM
• In-house underwriting
• Credit enhancement programs (SBA 7a, State Guarantee, CalCAP)

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We Finance

• Franchises and startups
• Machinery and equipment
• Tenant improvements
• Business debt refinancing
• Commercial real estate
• Gap financing
• Business acquisitions
• Letter of credit

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Terms

• Up to 25 years
• Fixed rates from 6 to 8.25% interest
• Two point origination and guarantee fees (if applicable)
• No pre-pay penalties

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