Access Plus Capital has been growing businesses and sustaining jobs in Central California since 2009. No matter what your business goals are, we will help you reach them!
Services
- Loan preparation assistance
- Capital workshops and ongoing classes
- Business coaching for startups and existing businesses
- Information and referral to other agencies and lending institutions
Small Business Loans
We provide loans for:
- Gap and bridge financing
- Machinery and equipment
- Business acquisitions
- Commercial real estate
- Letters of credit
- Working capital
- Tenant improvements
- Franchises
- Startup loans
- Business debt refinancing
Eligibility
We target businesses in fourteen counties. Requirements include:
- Credit check
- 1:1 collateral (unless you qualify for credit enhancement or SBA guarantee)
- Completed business plan (for start-ups)
Loan Products
- Startup loans – Up to 75% of startup costs for new businesses
- Microloans – Up to $50,000 for existing businesses
- Enterprise loans – Up to $1MM for existing businesses