The Central Valley is the home of great things: lush mixed-evergreen forests with giant trees that predate the establishment of the State of California, the capital of the state with the fifth largest economy in the whole world, millions of acres of farmland that feed the nation, and resilient communities that have supported each other in the midst of wildfires, drought, and increasingly hot summers. The underlying spirit of the Central Valley is rooted in resilience. While this resiliency has allowed the Central Valley to make it through numerous economic and environmental challenges, we should not have to endure these challenges without trying to combat the issues at hand. There is a growing movement to combat climate change with global mitigation and adaptation measures. Locally, Access Plus Capital is prepared to be a leader in the finance industry to support sustainability and climate change mitigation with a keen eye on small businesses.
As we have seen in recent years, environmental degradation and climate change have posed serious challenges to the people of the Central Valley and have negatively impacted small businesses who were unable to adapt. Years of drought have made it hard for the Central Valley to feed itself and the rest of the nation. Wildfires have decimated small communities and small businesses, pose a threat every summer, and have made it harder to get insured. Emissions from automobiles pose health risks in the communities we live in and raise our families. While we can make it through these challenges, it is better for us to adapt and tackle climate change for the future of our communities and for our families.
With community, environment, and small businesses in mind, Access Plus Capital is excited to launch the Valley Green Futures loan fund to support the small business ecosystem driving our community forward. This loan fund will support green initiatives that are important to small businesses and will empower them to make change in their communities. By financing measures that are energy efficient or reduce the amount of carbon dioxide and other greenhouse gases emitted, business owners will contribute efforts to protect the environment while also potentially saving money in the long run.
Our first Valley Green Futures loan product will be focused on energy efficiency. This loan has the potential to fund small businesses in measures that will allow them to see a lower monthly utility bill. By supporting small businesses in acquiring energy efficient appliances and retrofitting, we can potentially reduce their monthly expenses and free up capital to take home or reinvest in their business. This is huge for a small business owner who has been impacted by frequent utility rate increases and who is at risk of being run out of business due to rising costs of goods and services that are essential to run their business. Future offerings under the Valley Green Futures loan fund include electric vehicles, electric vehicle charging, and solar power and battery storage for small businesses. These measures are designed to combat emissions that contribute to climate change and offer benefits such as tax credits and cost savings.
When people say the grass is greener on the other side, they are talking about the Central Valley. Together, we are shaping the future of the Central Valley and ensuring the future and longevity of our communities. Access Plus Capital envisions a Central Valley where access to capital is not a barrier and we extend this philosophy to sustainability projects that can be of benefit to small businesses who can get ahead of sustainable governmental mandates. We offer technical assistance in addition to our loans, and we can provide custom solutions that are useful to our clients. This holistic view of lending allows us to empower people who have been left behind by big banks and propel their businesses forward. The Central Valley’s future is Green with the support of our small businesses. As catalysts for change in their community, they can support the growing sustainability movement while potentially cutting costs when they finance an energy efficiency project with a Valley Green Futures loan at Access Plus Capital.
Reach out to us today to inquire about the Valley Green Futures loan. Reaching out to us does not mean you have to sign today. If you are interested and think you may not be ready, we may be able to support your efforts to become loan ready.